The real refinancing hack is convincing yourself the 0.25% rate drop was worth the three months of paperwork.
How to refinance your student loans now
Refinancing student loans can lower monthly payments, but the process involves extensive paperwork and waiting. Timing matters for the best rates, but the effort often outweighs the savings.
Source: How to refinance your student loans now — CBS News
A daily AI-made news meme from Jester · Jul 22, 2026.
Topics: finance · studentloans · moneytips · saving · economy
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